PayGate Credit Card Payment Gateway

Looking for a payment gateway for your business but not sure where to start?

Below is a list of things to consider when choosing a payment gateway to accept payments from your web site.

So, you might be asking, who needs a payment gateway solution? If you want to sell directly from your web site then the answer is - you do. You need a payment gateway to process your payment transactions and get the money into your account at the bank. We are living in exciting times where technology is everything and it's growing at a rapid pace, making our lives simpler and more convenient.  There was a time when we would have to wake up at the crack of dawn and stand in a long queue to buy tickets for 'that concert'.

Now, thanks to the world of online payment solutions we can purchase those very same tickets in the convenience and comfort of our homes by simply clicking a few buttons.  This is the way the consumer world is moving, so make the move and allow your clients to pay you online, anytime, from wherever they may be in the world.  Provide a service to your clients that will keep them happy and coming back for more.

As a business person I am sure you are interested in growing your business to it's full potential.  Choosing a payment gateway to accept payments directly from your website such as PayGate to accept payments directly from your web site will help you achieve that goal.

You might be thinking, "Isn't this risky, what about fraud"? PayGate offers an excellent fraud and risk product called PayProtector.  With PayProtector, transactions are screened (for potential fraud) in real time, before they are sent to the bank.  The transaction(s) flagged as high risk are blocked immediately and are not sent to the bank for processing.

Are you asking yourself, "How do I sign up"? "What must I do to get this service"? It's easy, go to www.paygate.co.za and fill out our 'Get Connected' form and we will take it from there.   PayGate will send your details through to a consultant at your local bank who will contact you with regards to starting the process of getting your Internet Merchant Account. Of course, if you have any questions or need help along the way, we'll be there to assist. So if you are choosing a payment gateway to accept payments directly from your web site then contact us now.

 

The internet offers businesses unlimited ways to advertise and sell their products to a global market. As a business competing for customers online, it is important to have a reliable, flexible and secure payment system to ensure that your customers enjoy their buying experience. PayGate has developed PayWeb – a credit card processing service that will allow merchants to accept credit card payments from both local and international credit cards directly to their internet merchant account at their bank. PayWeb offers an interface for secure credit card processing and has been designed for ease of use for both merchant and customer. PayWeb can be integrated into most shopping cart software and payment modules are available free of charge for CS-Cart, Drupal Ubercart, OS Commerce, Virtuemart and ZenCart.

PayWeb, apart from offering secure online credit card processing is also compatible with a number of additional payment methods and services. To improve the security of credit card payment processing PayWeb has been designed to facilitate 3D Secure (MasterCard SecureCode and VerifiedByVISA). It is also compatible with PayProtector Online – our proprietary fraud screening service that screens incoming transaction against a number of negative databases and blocks the High Risk (and possibly fraudulent) transactions before they are authorized, thereby reducing the chance of chargebacks. PayWeb is also compatible with PayFx, our currency conversion service. This allows merchants to price items in any supported currency. Transactions will then be converted to the home currency of the internet merchant account for processing and settlement. PayWeb also allows for payments from sources other than credit card such as Ukash voucher payments as well as FNB CellPayPoint telephone banking deposits. PaySum1 – a revolutionary new service that enables merchants to accept EFT forex payments without the high banking charges – is also compatible with PayWeb. For more information please see www.paysum1.com.

For businesses looking to capitalize on the opportunities offered by the internet and e-commerce, both in South Africa and abroad, PayWeb offers a reliable, affordable and secure way to accept credit card payments as well as voucher and direct deposit payments online.

If you need to get paid by your customers or are doing EBPP (electronic bill presentation and payment) then getting paid online is often one of your biggest problems, particularly these days when cash is tight and we are working in a global environment.  According to Wikipedia, Electronic bill presentment & payment (EBPP) is a form of electronic billing in which a company presents (sends) its bills and customers pay these electronically over the Internet.  What better way to get paid than by credit card which is likely to have some slack on it rather than your debtor's bank account, and if it's being paid by overseas people then everyone has a credit card.  AND there are more linked payment methods on the way.  Getting your invoices paid is now easier with PayGate payment gateway's PayBill product. 

PayBill helps you collect money from your debtors.  It is so simple.  You log into the PayGate payment gateway's back office, issue a bill by email and your debtor clicks on a link which opens a secure payment page and he pays you by credit card.  You get the money the next day in your bank account.  Ideal for any business who need to get paid by customers who are not present.  No hassle, no sweat . . getting paid easily.  Another product in the PayGate suite of products that give you more ways to get paid.

And that's not all . . PayBill now works for payments to you from overseas.  SWIFT payments as you know are very expensive and now you can get paid using PayBill with a brand new product called PaySum1.  It's FREE OF COMMISSION . .  ie "NO COMMISSION CHARGED" and at a very competitive exchange rate.  Simple . . you issue a PayBill to your overseas customer who pays in their own currency into a designated bank account in their own country, and PayGate pays you out in Rands and notifies you . . all online.  There are more revolutionary payment methods coming on PayBill . . so get in on the ground and set yourself up for easy collections from remote customers going forward.

So, no more hassle with getting paid online or with EBPP - Electronic Bill Presentment and Payment.  With PayBill, there are an increasing number of payment methods by which you can get paid simply and easily by your customer or debtor . .  ideal for travel and tourism businesses getting sorted for the 2010 FIFA World Cup Soccer and many other businesses trading locally or internationally.  Contact PayGate payment gateway now for more easy ways to get paid online.

If you are looking for a payment gateway with innovative online payment methods for getting paid inforexto South Africa or forex payments to South Africa at the best rand exchange rates then read on  . . .  today, leading payment gateway PayGate launched PaySum1, a new online payment product, ideal for businesses in South Africa receiving payments from overseas clients.  The exchange rate is world beating, payments are made FREE OF COMMISSION and there are NO FOREX BANK CHARGES.  

How it works is that overseas customers pay in their own currency in their own country and PayGate pays the South African business out in rands locally at the most competitive exchange rate. The cost to the South African business is only R10 a transaction and a minimum fee of R50 a month. 

PaySum1 is a creative new online payment method  available on PayGate payment gateway's PayWeb (for people shopping online at the business's website) and PayBill (where the business sends the customer a bill to pay online).  The payment can be made as part of the normal online shopping process or the business can send a bill to a customer to pay online from the comfort of their home in their home country and in their home currency.

Advantages to South African businesses receiving forex

•   - Merchants have another way to get paid by overseas customers
  

•   - Merchants save money on SWIFT and wire transfer fees.

•   - There is no charge-back risk

•   - Merchants save money on incoming South African bank fees
  

Advantages to customers paying South African businesses in forex

•   - Overseas customers make payments to South Africa at up to 10% cheaper than using the banking system for electronic transfers.

•   - Customers make payment to South Africa with a simple EFT to their local bank in their local      currency in their own country
  

•   - Customers are guaranteed the best exchange rates

•   - No international transfer fees

•   - Zero commissions (client pays R50 on amounts smaller than R5,000).

PaySum1 is an international payment method powered by Exchange4free who are a global foreign exchange service firm regulated and authorised by the Financial Services Authority (FSA) in the United Kingdom to provide Money Remittance and Payment Services under the new Payment Services Directive (PSD) of 2009.   Exchange4free is a world leading foreign exchange service provider who has been operating in the United Kingdom since 2003 and processes over 50,000 individual payments for 20,000 clients worldwide every year.

This is another innovative online payment method from PayGate payment gateway for getting paid in forex to South Africa (making forex payments to South Africa) at the best rand exchange rates.   The exchange rate is world beating, payments are made FREE OF COMMISSION and there are NO FOREX BANK CHARGES.   PaySum1 is another great product PayGate brings to Africa to provide merchants with more ways to get paid effectively and economically.  More information is available on the PaySum1 website.  If you are interested in receiving easy, least cost and best exchange rate payments from overseas, go to www.paysum1.com to sign up now.